Investments

While most assume investing is for the rich, Hello Wealth advisers help you perfect your cashflow foundations and incorporate appropriate investments for each of your life stages and milestones.

This personalised structure allows for a savings strategy that suits your comfort level while also offering risk protection, income tax savings and help with debt reduction.

In addition you can have peace of mind knowing an investment committee with over seventy successful years’ experience monitors your funds around the clock for the best outcome in all market environments.

Investors typically experience three or four of major market events in their lifetime with October 1987 and the global financial crisis of October 2008 already seared into the memories of our generation.

Another major challenge for investors in achieving their long-term goals is having the discipline to stay the course.

As investors we are wired to be emotional beings craving certainty and confidence in our decisions so the challenges today, in the face of escalating bad news across all social and media platforms, are both real and confronting.

How can you turn down the crescendo of short-term market noise?
A long-term Hello Wealth financial plan tailored to your individual risk tolerance level and financial goals is a truly valuable tool.

The CARE Investment Philosophy

Every investment decision we make is driven by our CARE philosophy: a sophisticated and robust process that helps you make smart decisions.

Your investments will be selected according to your individual needs, risk profile and financial goals, with daily portfolio management by our qualified and experienced investment committee. We’ll also take care of all your administrative needs and work in consultation with your accountant, lawyer and other advisers, to reduce costs and maximise tax advantages for you and your family.

Our CARE philosophy is made up of four key components, which combine to form the foundation of your investment portfolio and the first step on your pathway to wealth:

Core Investments

These investments are carefully selected by our team to match your risk profile. They’ll usually include a combination of Exchange Traded Funds (ETFs) and fixed interest funds, to help you gain exposure to the market.

Active Investments

We’ll incorporate a tactical blend of Australian and global shares, emerging markets, global small companies and gold in your portfolio. Your active investments are designed to smooth out the volatility of individual sectors and provide you with a nice, consistent overall return.

Reserves

Your portfolio will include up to four years of cash reserves, to provide a buffer against any adverse market conditions that can last up to 7 years. This offers peace of mind and helps you stay focused on your long-term goals.

Enhanced Returns

A direct share portfolio made up of Australian and overseas shares. Listed Australian shares will be selected from the largest 100 Companies on the ASX. These companies generally produce good dividends for our clients. Investors all have the option of investing in a portfolio of international shares managed by a specialist manager or via an EFT. The Enhanced looks to deliver above market returns.

CARE Investment Committee

Emmanuel Calligeris

Dr Mark Brimble

Grahame Evans

Rob McGregor

EMMANUEL
CALLIGERIS

Non-executive chair

Emmanuel has over 25 years’ experience in funds management and investment research. As the Investment Committee chair of GPS Wealth, he shares his in-depth knowledge of investment market operations across all asset classes, including equities, fix interest, property, alternative assets and cash.

Prior to joining GPS Wealth, he was the Chief Investment Officer (CIO) of OnePath, previously ING Investment Management. He has also held various roles at OptiMix, Sydney Futures Exchange, Devon Systems, Australian Gilt Securities, Bankers Trust Australia and Kellogg’s Australia.

Dr Mark Brimble

Non-executive member

Dr Mark Brimble is an Associate Professor of Finance at Griffith Business School. He holds a PhD in Capital Markets and has active research interests in financial markets, sustainable finance, personal finance and finance education, with publications in various national and international journals.

Dr Brimble is a Certified Practising Accountant, a fellow of the Financial Services Institute of Australasia, a member of the Financial Planning Association of Australia and a fellow of the Office of Learning and Teaching. He is also a foundation member and chair of the Financial Planning Education Council and founding co-chair of the Financial Planning Academic Forum.

In 2014, the board of the Financial Planning Association of Australia awarded Mark a Distinguished Service Award for his service to the profession.

Grahame Evans

Executive Member

Grahame has over 30 years’ experience in the financial services industry. He is a member of the Australian Institute of Company Directors and holds a Masters in Business Administration and a Diploma in Superannuation Management.

Prior to his role as Managing Director of GPS Wealth, Grahame held executive roles with Tower Australia, AMP Consulting and Centrepoint Wealth. At 32, Grahame was the youngest Australian to be appointed to the board of an Australian life insurance company.

Rob McGregor

Non-executive member

Rob has more than 30 years’ experience in the financial services industry and created the Pathway to Wealth concept used by EQ Wealth. He trains financial advisers around Australia and is a member of the Securities Industry Association and the Financial Planning Association of Australia.

Firm foundations for the future

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