The power of compound returns is startling and the mathematics in favour of starting to save early in life is undeniable. At a 4 per cent annual return, $100,000 invested today will grow to around $580,000...
The Federal Government has updated superannuation laws to allow older Australians to contribute to their super for longer. Work test to apply from age 67 The government has increased the age up to which super contributions can...
Tracking your spending is a way to take control of your money. Knowing exactly how much is coming in and going out can help you spend less and save more. 1. Understand where your money goes Taking...
Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts? This fundamental task for managing your personal finances, investing and saving for retirement would often...
We live in a culture of smartphones, WIFI, home delivery, online shopping and online gaming, where most needs and wants can be met almost instantly. With so much temptation to spend, it’s vital to teach...
Gone are the days of childhood watermelon seed spitting competitions, a customary afterschool summer tradition of times gone by. Our kids today won’t get to share these childhood memories, and in fact, most won’t even...